Bright Wealth

Company Pensions

Many companies offer a pension scheme to their employees. There are numerous different types available and usually the company will put some money into your pension if you decide to join.

It is important that you take into account your exisiting pension provision, or that from your previous employer before making any decisions.

Your financial adviser will be able to explain the features of your company’s arrangements, and may be able to assist you to select the right investment funds for your own needs.

Business Protection

Businesses may want to protect the key employees within their firm – perhaps the key salesman, or the IT manager without who the business will not function properly. Key person protection can provide a fixed sum should the individual be unable work, or even die. The benefit will be designed to cover the firm’s expenses in meeting any emergency costs, recruiting a replacement employee and protecting the future of the business.

Similarly if a key shareholder was to pass away, the firms remaining shareholders or directors may want to purchase the deceased’s shares from his estate promptly to maintain control of their business.

The Areas We Advise On
Company Health Insurance
Company Income Protection
Company Pensions
Death In Service
Partnership Protection
Loan Protection
Shareholder Protection
Keyman Protection
Critical Illness Benefit
Employee Benefit Packages
Commercial Mortgages
Semi-Commercial Mortgages